It's not just doom and gloom. K and I keep track of every penny we spend every month, precisely what category of purchase it went to, and with every extra penny we're having to spend on gas and food, that's less we have to spend on everything else. Our expenses are going up, but our income isn't - K's job doesn't give cost of living raises. In fact, due to inflation he makes less money in spending power than he did when he started working there 7 years ago. And we're actually doing quite well compared to some folks.